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Commercial Property

Asset protection is a primary concern for businesses their vendors and customers. Most contractual agreements such as a lease, mortgage or customer contract will specify who is responsible in the event of a loss or damage to property.

Proper insuring agreements for various types of property must be secured. It is important to evaluate "what" type of property requires coverage at various stages of development, storage or transport.

Our team is ready to assist you with property coverage placement of any type.

Property Insurance Options

Private Property
Real Property

Buildings/Tenant Improvements

Property Construction
Business Personal Property

Furniture, Fixures, Stock and Equipment

Loading Cargo
Inland Marine

Mobile Equipment and Tools

Carpentry Work
Builders' Risk

Coverage for buildings under construction

Beach Debris
Difference in Conditions

EQ, EQSL, Flood

Cargo Ship at Sea
Transit/Ocean Cargo

Property in transit on your vehicles or for shipments you are responsible; On land or at sea

Business Interruption/ Extra Expense Insurance is also a necessary coverage for most businesses to ensure viability in the event of a loss to property and facilities.  Additionally, Equipment Breakdown, or Boiler and Machinery, keeps any electrical, electronic, or pressurized equipment on your premises insured from breakdowns or loss. These valuable coverages may be part of one of the above policies or purchased separately. Electronic Data Processing Coverage (Hardware and Media) should be evaluated separately.

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