Commercial Property
Asset protection is a primary concern for businesses their vendors and customers. Most contractual agreements such as a lease, mortgage or customer contract will specify who is responsible in the event of a loss or damage to property.
Proper insuring agreements for various types of property must be secured. It is important to evaluate "what" type of property requires coverage at various stages of development, storage or transport.
Our team is ready to assist you with property coverage placement of any type.
Property Insurance Options
Real Property
Buildings/Tenant Improvements
Business Personal Property
Furniture, Fixures, Stock and Equipment
Inland Marine
Mobile Equipment and Tools
Builders' Risk
Coverage for buildings under construction
Difference in Conditions
EQ, EQSL, Flood
Transit/Ocean Cargo
Property in transit on your vehicles or for shipments you are responsible; On land or at sea
Business Interruption/ Extra Expense Insurance is also a necessary coverage for most businesses to ensure viability in the event of a loss to property and facilities. Additionally, Equipment Breakdown, or Boiler and Machinery, keeps any electrical, electronic, or pressurized equipment on your premises insured from breakdowns or loss. These valuable coverages may be part of one of the above policies or purchased separately. Electronic Data Processing Coverage (Hardware and Media) should be evaluated separately.