Restaurant Insurance Program

Buildings and equipment. Food and wine. Let us protect your restaurant.

The Restaurant Insurance Program available through One Risk Group, LLC includes broad insurance coverage for all types of restaurants.


One Risk Group, LLC is offering a specialty Commercial Insurance program that is both comprehensive and cost competitive. Coverage is available in the following areas:

  • Property coverage including buildings, furniture and equipment

  • General Liability including Liquor Liability with limits up to $2,000,000 per occurrence / $4,000,000 aggregate

  • Workers’ Compensation in all states and various program designs

  • Non-owned and Hired Auto Liability for the occasional errand run by your employee

  • Fidelity Bond including employee dishonesty, forgery or alteration

  • Employment Practices including discrimination, wrongful termination and sexual harassment

  • Excess/Umbrella Liability – limits available as high as required


    Trust and knowledge form the basis of the One Risk Group, LLC service approach. The Restaurant Service Team will work closely with you to understand your operations and develop a service plan that meets your needs.

    One Risk Group, LLC insures many restaurants and has worked closely with carriers to develop this special program.

    Available services from One Risk Group, LLC include:

    • Claims Management

    • Safety Services

    • Contract Review and Certificate Management

    • Easy Application Process – quick turnaround time