INSURANCE
BROKERAGE

Implement a cutting edge plan. Promote greater employee participation. Review low cost alternatives.

Valued carrier and vendor relationships ensure a competitive program and superior service.

Products

Domestic and international solutions include:

• Medical (HMO, PPO, POS, Self-Funded Health Plans)
• HRA’s, FSA’s and HSA’s
• Section 125 Cafeteria Plans
• Executive Benefits & Carve Out Plans
• Dental Plans (Indemnity, PPO, DMO)
• Vision Plans
• Disability (Short Term, Long Term and Voluntary)
• Long Term Care
• Life Insurance (Group, Individual, AD&D and Key Person)
• Travel, Trip, Worldwide Medical and Visitors Insurance

Services

Domestic and international solutions include:

• Marketing and Placement
• Plan Design, Analysis and Strategy Development
• Enrollment Assistance (Online and/or Site Visits)
• Customized Benefits Summaries
• Carrier Interface, Communications Assistance and Materials
• Implementation of Technology (HRIS, HRMS and Internet Site)
• COBRA, HRA, FSA and HSA Administration
• Plan Document Preparation (SPD, SAR, 5500)
• Consolidated Billing / Bill Review

Advisory

One Risk Group,LLC. may engage consulting partners in the administration of your program.

• Benchmarking-Existing Program Performance and Market information
• Financial / Actuarial-Claims Utilization, Self-Funded Feasibility and Reserve Analysis
• Human Resources Consultation, Handbook & Policy Development, Compliance, Forms, Templates and Checklists
• Payroll-Assistance with finding and implementing effective systems